Worried that your financial strategy is Missing Something?

We’re here to help you feel confident in your financial future.

Your Dreams Matter

At The Main Street Group, we believe everyone should be able to live the retirement they’ve always wanted. Our 30-plus years of investment experience and team of professionals can help you create a well-thought-out strategy, using a variety of investments and insurance products and services, based on our iron-clad principles:

  • Hard work and solid research
  • Investing in opportunities in different market conditions
  • Selecting the right investment tools for the right situations
  • Creating portfolios that fit each person’s individual goals
  • A total approach, incorporating tax strategies, estate planning and preservation of assets for your family
  • Calling in other knowledgeable professionals when you need specialized advice

The Main Street Group Process

We believe a good financial plan starts with protecting what you cannot afford to lose.

With that taken care of, we then look at what you cannot afford to take for granted.
How much exactly will your present retirement savings pay you when you no longer have a paycheck?

Last, we discuss what kind of investment strategy is needed to fund not only retirement, but also college tuitions,
weddings, major purchases, income if you are disabled, debt elimination and care for special needs children and aging parents.

Loss Assessment

Insurance Needs

Auto and homeowner’s coverage

Extended coverage riders for jewelry, guns, collectibles

Sufficient umbrella liability coverage

Maximum auto coverage limits

Rental car provision

Beneficiary Designations

Do you have a former spouse who will inherit your IRA or life insurance?

Are you disinheriting your youngest child?

Should you leave money to a trust to help protect it from a child who cannot handle money?

Unfulfilled Dreams

Is there sufficient life insurance to pay off all debts, including the mortgage?

If not, where is the cheapest place to get it?

Retirement Income

Your 401(k)

Are you maximizing your benefits?

Could you invest your funds better?

Are you checking your rates of return?

Is there an after-tax 401(k) option?

Do you have funds at a former employer?

What amount of income will your 401(k) give you at retirement?


Is yours too expensive?

Should you consolidate multiple accounts to lower costs?

Can you utilize a “backdoor Roth”?

Portfolio Design and Allocation

Investment Vehicles

Should you attend one of our workshops on ETFs, selecting stocks, least-expensive mutual funds and other topics?

Have you had your ability to handle volatility analyzed?

Do you know what investments you should NEVER put your money into?

Do you have unreasonable expectations of portfolio growth?

Have you lost significant amounts of money before?

Allocation Models

Do you have a long-term strategy, or do you just buy the latest vehicle with good returns?

Do you know whether you should be aggressive, growth-oriented, balanced or conservative?

What mix of equities and income vehicles is right for you?

“The items above are the tip of the iceberg in the knowledge and guidance you need. Join us and explore the possibilities.”

Steve Crawford

Are you a business owner? We also offer strategies specifically designed for you!

ESOP Consultation  |  Employee Benefit Plans  |  Executive Bonus Plans  |  Golden Handcuff Plans  |  Buy-Sell Consultation  |  Deferred Compensation Plans

We Believe in Growth, Not Greed

Our goal is to take the lessons we have learned and help our clients develop their own personalized investment philosophy. To this end, we actively encourage our clients to avoid:

  • Companies that can’t explain what they make or sell
  • High-risk investments
  • Chasing rates of return — an investment’s past performance is not an indicator of future achievement
  • Money that magically appears
  • Fads, trends, speculation and industry buzzwords, especially if the only goal is bragging rights

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 804.270.4470